Real estate appraisal services for homeowners in the city of Janesville and Rock County

Here are the top seven reasons why WI homeowners hire A.T. Home Appraisals:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a WI property tax assessment
Remove PMI to lower your mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a WI divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help determining the value of your home in or near Janesville, WI?
Contact A.T. Home Appraisals.

At A.T. Home Appraisals, we understand the unique needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our valued client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at A.T. Home Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. A.T. Home Appraisals is seasoned in helping people just like you get rid of unwanted PMI insurance.

Challenging Rock county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other homes close to yours. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An appraisal from A.T. Home Appraisals is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from A.T. Home Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.